Like many other people across the United States and around the world, humble correspondent has been experiencing financial challenges since being put out of work in March.
I know when banks, credit card companies and bill collectors are calling, obviously. When I choose to answer, and after they give me their Miranda warning (this call is being recorded and this is an attempt to collect a debt), I respond by similarly warning them that the very fact that I answered means they will be dealt with harshly and with hostility and ask if they wish to continue.
One woman said, “I am going to terminate this call.”
Recently, in responding to a collection agency who had admitted purchasing a debt from another company, I wrote:
I hope you didn’t pay too much for this debt because until this country returns to normal, it isn’t getting paid. Our credit has been destroyed because of this planned-emic. We had stellar credit before this.
I have just returned to work after being off since March. I am making half of what I was making before. After returning to work with a limited number of hours in July, (redacted) has now been furloughed entirely.
You can expect this account to be paid when all of the following happen:
a) All businesses in the state of Florida are allowed to open unrestricted
b) Democrat Population Centers cease to forbid their citizens from traveling to Florida
c) Walt Disney World reopens in full (and) Universal Studios reopens in full
e) (transportation company) returns to a full operating schedule
f) All “social distancing” and “mask orders” are repealed
If the above is unsatisfactory, I suggest you take the matter up with President Donald Trump, Governor Ron DeSantis, Orange County “Mayor” Jerry Demings and Orlando Mayor Buddy Dyer. These four gentlemen are responsible for Melissa and I being out of work, and thus the original debt going unpaid.
I would also add that, due to this ill-advised government policy which threw half the country out of work, our mortgage has gone mostly unpaid and is approximately $5,000 in arrears. We are now in forbearance until the end of December and THAT will be the priority.
Upon two million Floridians being rendered unemployed on St. Patrick’s Day, the unemployment system here collapsed. It took until June for me to get any money, and (redacted) didn’t receive any money until August. Not the whopping $275 state benefit, nor the $600 federal supplement. When checks did start arriving, the payment dates were unpredictable. We did NOT receive the back weeks between the time we applied and the time we received our first payments. This is a matter of public record which can be confirmed with a simple search engine new search.
I can assure you that as soon as we are in a position, (redacted) or I will contact you and make arrangements to settle this account for an amount that works for both of us.
Until such time, you are requested to cease any further contact with (redacted), her employer, or anybody else in relation to this debt. Your continued harassment will not assist (redacted) in paying this account any quicker.
If you do call, I assure you, you will be treated with the utmost hostility and non-cooperation.
We did not ask for the rug to be pulled out from underneath us in the name of fighting a hoax “pandemic.” Had this not happened, we would not be in this position.
(redacted) and I lived through the SARS outbreak in Toronto in 2003. At the time, the government of Canada brought in the CDC’s Dr. Julie Gerberding (later CDC director). Businesses remained open. ALL businesses. Restaurants. Hotel. All stores. Salons and barber shops. Tourist traps. NOBODY was ordered closed. Public transit continued to run as usual. I was a transit worker at the time. My train carried upwards of 3,000 commuters PER TRAIN at rush hour and we were FORBIDDEN from wearing masks. Suspected exposed people were quarantined at home. Sick people were treated. There were no B.S. “mask orders” and no “social distancing.” The whole thing was done and forgotten about in two months. So, having shared all of that with you, I have no hesitation in telling you that this situation is NOT our fault and is a gross – and I allege willful – overreaction on the part of our governing masters.
You will recall that around March 17th, we were told the country would be shut down in order to save the lives of 2.2-million Americans and this would only be for “15 days to slow the spread” America has now been held hostage for 190 days. That’s over six months.
Maybe if we’re really lucky, the whole scam will mysteriously disappear on the morning of November 4th.
Finally, I would be interested in knowing how many people in your office have gone without a check since March?
Here in Florida, hundreds of thousands of workers are still out of a job due to the ongoing “pandemic” hoax. Since March, we have had to endure politicians, bureaucrats, public health tyrants, “entertainers” and other celebrities and “concerned citizens” telling us to stay home, wear a mask when we DO go out, and to avoid any “public places” or events.
Of all of these people, I have yet to find one who has missed a paycheck, gone without a meal, been threatened with utility disconnection, is facing homelessness, has had their credit destroyed or suffered any of the other consequences the rest of us have had to endure. On the contrary, they have benefited from empty roads and cheaper prices for consumer goods and housing.
In fact, the banks have benefited more than any other single industry. By “deferring” payments for a few months, they have maximized interest. As payments continue to be missed, they tack on late payment fees every month.
There is absolutely no down side to the banks regarding what the rest of us are facing.
There is no way Wall Street would ever allow the economy to be “shut down” unless they not only allowed it, but it was their idea and they didn’t think they would make a killing (literally) off the plan.
We are living through a massive economic bankster take down.